Visa Gold, Visa Classic, & Visa Campus Club

With the choice of three low cost options available to you, don’t miss this chance to put high credit card interest rates behind you. A TBA Visa Gold or Visa Classic will be the only card you need to carry.

Low Introductory Rate

Visa Gold: 5.9% APR* on purchases and balance transfers for 12 months.
Visa Classic: 7.9% APR* on purchases and balance transfers for 12 months.
Visa Campus Club: 14.96% APR on purchases.

Exclusive Gold Benefits:

• Travel Insurance. $500,000 Travel Accident Insurance is automatically provided when you use your card to buy tickets on any common airline carrier.
• Auto Rental Insurance. Worldwide coverage up to the full value of most rental cars for damage or theft not already covered by other insurance companies.
• No annual fee.
• Limits up to $30,000.

Distinct Classic Benefits:

• Limits as low as $500. High enough to manage most emergencies with an affordable monthly payment.
• Limits up to $5,000.

Select Campus Club Benefits

• Build Credit - The perfect starter card for students and young adults seeking to establish and build credit.
• Affordable Limits - With available limits as low as $500, young adults are prevented from borrowing more than they can afford to pay back.

Included with every TBA Credit Union Visa:

• Fast Cash. Available at hundreds of thousands of ATMs and walk up locations nationwide.
• Purchasing Power. Accepted at more than 22 million retail outlets worldwide.
• Fraud Protection. When irregular transactions appear on your account, we will call you to verify your purchases.
• Easy Payment Options. Pay by mail, online, or at any of our local offices.
• Online account access. Get up-to-the-minute account information, review recent statements and much more.
• Customer Service. Call 231-946-7090 Monday through Friday, 9 - 5.
• Local servicing. Call a local TBA office for balances, card replacement, or general questions regarding your account.

*Annual Percentage Rate.

Visa agreements and disclosures