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Savings Rates

Certificates of Deposit...a safe way to earn a fixed rate of return.

CD Specials
CD Rate APY
24 months 3.450% 3.50%
  • Minimum $5,000
  • 90-day penalty for early withdrawal.
CD Rates as High as
CD Rate APY
6 Month
$5,000 Minimum		 1.989% 2.00%
12 Month 2.235% 2.25%
24 Month 2.479% 2.50%
36 Month 2.725% 2.75%
48 Month 2.970% 3.00%
60 Month
$500 Minimum		 3.215% 3.25%
Savings Rates
Savings Rate APY
$1 - $999 0.50% 0.50%
$1,000 - $9,999 0.75% 0.75%
$10,000+ 1.00% 1.00%
Clubs Rate APY
Vacation Club 0.85% 0.85%
Christmas Club 0.85% 0.85%
Summer Savings 0.85% 0.85%
Money Market Checking Rate APY
$1 - $2,499 0.75% 0.75%
$2,500 - $24,999 1.30% 1.31%
$25,000 -$99,999 1.90% 1.91%
$100,000+ 2.10% 2.12%
Business Checking Rate APY
$1 - $24,999 1.05% 1.05%
$25,000 - $99,999 1.45% 1.46%
$100,000+ 2.05% 2.07%
Non-Profit Checking Rate APY
$1 - $24,999 1.05% 1.05%
$25,000 - $99,999 1.45% 1.46%
$100,000+ 2.05% 2.07%
Other Savings Rate APY
IRA Shares 2.00% 2.02%
Tax Deferred Compensation for School Employees 3.75% 3.81%
  • Rates effective as of July 2, 2008.
  • Rates are subject to change without notice.

Loan Rates

Save money with TBA's competitive loan rates.

Autos
Item Rate:
As low as		 Term:
Up to
2005 & Newer (1) 5.75% 36 Mo. (2)
2005 & Newer (1) 5.75% 48 Mo. (2)
2005 & Newer (1) 5.75% 60 Mo. (2)
2005 & Newer (1) 6.00% 72 Mo. (2)
RVs
Item Rate:
As low as		 Term:
Up to
2005 & Newer 6.99% 72 mo.
2005 & Newer 7.25% 180 Mo. Amort (5yr Balloon)
2004 & Older 8.49% 180 Mo. Amort (5yr Balloon)
Other Vehicles
Item Rate:
As low as		 Term:
Up to
Motorcycles/ATVs 6.99% 72 Mo.
Boats 2005 & Newer 6.99% 72 Mo.
Boats 2004 & Older 7.99% 72 Mo.
Home Equity
Item Rate:
As low as		 Term:
Interest Only Home Equity 4.99% First three months with checking.
Home Equity Line of Credit 3.99% First three months with checking.
Home Equity Fixed 6.50%  
Other Loans
Item Rate:
As low as		 Term:
Up to
New UCC Items 7.50% 60 Mo.
Used UCC Items 8.29% 60 Mo.
Unsecured: Ultraline (3) 7.38% Variable
Unsecured: Value-Line (3) 16.9% Fixed
Personal Loan 10.99% 60 Mo.
VISA Gold Intro (4) 5.90% / 12 mo.
VISA Gold Mature 9.90%
VISA Classic Intro (4) 7.90% / 12 mo.
VISA Classic Mature 12.96%
VISA Campus Club 14.96%
  • Rates effective July 2, 2008
  • Rates are as low as based on past credit performance and term
  • Additional information available for mortgage, home equity, vacant lot and construction loans. Contact Peg at 231-946-8796, or Yvonne at 231-946-8798 for more details.
  1. Extended terms for these vehicles are available for the rate listed above plus .50% (on a case by case basis).
  2. Net Check & Auto payment from Checking discounts AND repeat member Discounts DO Apply.
  3. Repayment on both lines @ $2.00 per $100.00 financed.
  4. Only available to members who have never had a TBA Visa-Gold or Classic