Home Equity Loans

You have worked hard for your home. Now let your home work hard for you. With a low introductory rate and no closing costs*, there has never been a better time to think about a TBA Home Equity Loan. Whether you want the flexibility of a revolving line of credit, the lowest payment possible, or the security of a fixed monthly payment, TBA Credit Union has a home equity option that’s right for you.

Interest Only Home Equity Line of Credit

A line of credit that offers the lowest monthly payment, you will enjoy low rates, flexibility, and convenience.

• Competitive variable rates
• Convenient check access
• No application fee, closing costs or advance fees
• Tax deductibility
• Low monthly payment
• ¼ % rebate with an active TBA Checking account, automatic payment transfer, and direct deposit

Home Equity Line of Credit

An open end line of credit secured with the equity in your home, this option offers the same flexibility and convenience while giving you the opportunity to pay down the balance quicker.

• Convenient access via check or online
• Affordable monthly payment based on the balance of the loan
• Tax deductibility
• Competitive variable rates
• No application fee, closing costs, or advance fees
• ¼ % rebate with an active TBA Checking account, automatic payment transfer, and direct deposit

Fixed Home Equity Loan

An ideal solution for a one time borrowing need, a Fixed Home Equity Loan offers low fixed rates, fixed terms and no closing costs.

• Borrow for a one time expense
• Variety of repayment terms with up to a 20 year amortization
• Competitive fixed rate for the term of the loan
• Customizable to fit your needs
• Tax deductibility
• No application fee or closing costs
• ¼ % rebate with an active TBA Checking account, automatic payment transfer, and direct deposit

Borrowing Potential

With a TBA Credit Union Home Equity Loan, you can borrow up to 80% of the value of your home less your existing mortgage. Calculate your home equity borrowing power by using the calculator below.