Fee Schedule

Download a Printable Fee Schedule

If you don’t see a fee, it may be free! Questions? Give us a call at 231.946.7090. Thank you for your valued membership.

Membership/savings related fees:Fee
Account History$5.00
Account Verification Request Form$10.00
Dormant Account Fee (24 months of Inactivity)$50.00 per month
Membership Fee (Over 26)$10.00
Paper Statement (Mailed)$2.00
Paper Statement Customized (Large Print, Black Bars, Two Columns)$3.00
Savings Balance (below $100.00 minimum)$10.00
Statement Copy$5.00
Printable Fee Schedule
Checking Account related fees:
Check Copy$2.00
Check Order (Re-Order)Varies by style and quantity
Overdraft Transfer - Excluding Line of Credit Loans$3.00 per transfer
Non-Sufficient Funds (NSF) - Excluding Debit Card Transactions$35.00 per item on available balance
Money Market Account (Below Minimum Balance)$6.00 per month
Loan-Related Fees:
Amortization Printed$5.00
Home Equity Annual Fee$25.00
LoanPay Xpress (Credit or Debit Card)$10.00 per payment
Mortgage Loan Payoff Fax Fee$20.00
Skip/Interest Extension$30.00
Subordination Agreement$125.00
Credit/Debit/ATM Card Related Fees:
ATM Service Fee at Non-CO-OP Network Machines$1.00
Card Replacement$10.00
Rush Card Order (2-day)$20.00
Foreign Transaction Fee1.00% of each transaction in U.S. dollars
VISA Credit Card Late Payment$20.00
VISA Credit Card Payment NSF Check$10.00
VISA Credit Card Statement Copy$5.00
VISA Gift Card$3.00
VISA Travel Money Card$5.00
General Fees:
A2A Setup Fee$5.00
ACH On-Demand Pending ACH Deposit$15.00
ACH Outgoing Setup Fee$15.00
Account Research$50.00 per hour
Copies$0.15 per page
Fax (Sent)$2.00
Fax Additional Pages (Sent)$1.00 per page
Foreign Currency Purchase$15.00 minimum (determined by amount)
Foreign Currency Exchange (Turning in Foreign Dollars)$50.00
Garnishment/Levy$25.00
Money Order$2.00
Cashier’s Check$2.00
Phone Transfer$3.00
Safe Deposit Box Rental Fee
3x5$30.00
3x10$45.00
5x10$60.00
10x10$95.00
Safe Deposit Box Key Replacement$10.00
Safe Deposit Box Drilling$200.00
Special Information Request (Look-Up)$10.00
Special Information Request (Copies)$2.00 per copy
Wire Transfer$20.00
Wire Transfer-Foreign$50.00

^Fees are subject to change.