Fee Schedule

Download a Printable Fee Schedule

If you don’t see a fee, it may be free! Questions? Give us a call at 231.946.7090. Thank you for your valued membership.

Membership/savings related fees:Fee
Account history$5
Account verification request form$10
Cash Transactions >$50,000 Per Month (Business).0015 cents for $1 cash transaction or $200, whichever is greater
Check Deposits made in Branch per Month (Business)First 200 free, then $0.25 per check
Dormant account fee - 24 months of inactivity$50 per month
Membership Fee (over 26)$10
Paper Statement (mailed)$2
Paper Statement Customized (Large Print, Black Bars, Two Columns)$3
Savings balance below $100 minimum$10
Statement copy$5
Printable Fee Schedule
Checking Account related fees:
Check copy$2
Check order (re-order)Varies by style and quantity
Overdraft transfer $3 per transfer on available balance
NSF (non-sufficient funds)/ACH (returned) fee$35 per item on available balance
NSF (non-sufficient funds)/ACH (paid) fee$35 per item on available balance
Money Market Account (below minimum balance)$6 per month
Loan-Related Fees:
Amortization printed$5
Home Equity Annual fee$25
LoanPay Xpress (credit or debit card)$10 per payment
Mortgage loan payoff fax fee$20
Skip/Interest extension$30
Subordination agreement$125
Credit/Debit/ATM Card Related Fees:
ATM Service Fee at Non-CO-OP Network Machines$1
Card Replacement$10
Rush Card Order (2-day)$20
VISA Credit Card Late Payment$20
VISA Credit Card Payment NSF Check$10
VISA Credit Card Statement Copy$5
VISA Gift Card$3
VISA Travel Money Card$5
General Fees:
A2A setup fee$5
ACH on-demand pending ACH deposit$15
ACH outgoing setup fee$15
Cashier’s Check $2
Copies$.15 per page
Fax (sent)$2
Fax (sent) additional pages$1 per page
Foreign currency purchase$15 for purchases delivered to branch.
$18 for purchases delivered to member’s home.
$18 for purchases shipped priority.
Medallion Signature Guarentee (available for TBACU members only)$10
Money Order$2
Non-Member Notary$5
Phone transfer$3
Safe Deposit Box Rental fee
Safe Deposit Box key replacement$10
Special information request (look-up)$10
Special information request (copies)$2 per copy
Wire Transfer$20
Wire Transfer-Foreign$50

^Fees are subject to change.