Insurance Information

Information on titles and electronic lien titles (ELT)

New cars at a dealership

Vehicle Insurance

If you have an automobile, boat, recreational vehicle, ATV, etc., financed with TBA Credit Union, please make sure we are listed as the lienholder on your insurance policy:

TBA Credit Union
PO Box 924452
Ft. Worth, TX 76124

Minimum Requirements

  • Deductibles no higher than $1,000
  • Full coverage; comprehensive and collision
  • No excluded drivers

Insurance Collision Waivers

  • Must provide a specific reason for requesting collision to be waived.
  • If collateral is damaged while collision is waived, you are responsible for any costs.
  • A collision waiver is good for 6 months, if you need to extend the waiver contact TBACU for an extension.

Total Loss Process

  • Contact TBA Credit Union with the following information:
    • Date of loss
    • Claim number
    • Settlement amount
    • Insurance provider
    • Insurance agent and their contact information
  • Your insurance agent can reach out directly to TBACU with the above information.
  • Please remember you are still responsible for the monthly payments while we wait for the settlement check.
  • If there is going to be a remaining balance after the settlement check, we can help with balance payoff, GAP insurance, or applying for a loan to pay off the balance.
Beautiful home on a sunny day

Homeowners Insurance

If you have a mortgage with TBA Credit Union, please make sure TBA Credit Union is listed as the lienholder on your insurance policy:

Contact your TBA Credit Union representative for an accurate mortgagee clause.

Additional Information

  • When changing your hazard insurance company contact TBACU to let us know the new insurance information.
  • Mortgagee clause and loan number.