Welcome to the future of banking with our Interactive Teller Machines (ITMs) where convenience meets personal service. ITMs offer the ease of an ATM with the added benefit of live teller assistance. Whether you’re making a deposit, withdrawing cash, or seeking account help, TBACU’s ITMs are here to provide a seamless banking experience tailored to your needs. Experience the perfect blend of technology and human interaction, designed to meet your banking needs anytime.
How do ITMs work?
ITMs work the same as ATMs but with additional functions. They also offer the option to connect with a live representative during regular business hours (Monday – Friday, 9:00 am β 5:00 pm). To learn more about how ITMs work, check out the video below!

What can an ITM do?
24/7 Access
Live Support, Monday – Friday 9:00 am – 5:00 pm*
*You do not need an ATM or Debit Card during Live Support, Monday-Friday, 9:00 am – 5:00 pm, to process your transactions; however, if we do not have your ID on file, you will need a valid driverβs license or state-issued ID.
ITMs cannot disburse cashier’s checks, money orders, or coins. Members will need to visit Member Service Representatives lobby during business hours for these types of transactions. Or you can use our free and convenient bill payment service available 24/7 with any TBACU checking account.
Visit one of our ITM locations to experience the future of banking.
Enjoy personalized service and the convenience of completing your banking needs quickly and efficiently.

Front Street ATM/ITM
630 East Front Street
Traverse City, Michigan 49686
Phone: 231.946.7090
Fax: 231.932.5050

South Airport ATM/ITM
2900 W. South Airport Road
Traverse City, Michigan 49684
Phone: 231.946.7090
Fax: 231.932.5050

COMING JUNE ’25
Holiday Hills ATM/ITM
2400 Holiday Road
Traverse City, Michigan 49686
Phone: 231.946.7090
Fax: 231.932.5050