Loan Payments Made Easy

ItsMe247 Online and Mobile Bill Pay

Making loan payments from your TBACU savings/checking account has never been easier. You can simply transfer your TBACU loans, mortgage, and VISA payments from your TBACU savings or checking account. Payments can be set up as recurring; payments can be made for different amounts than what is required; payments are paid immediately; plus it’s FREE.

If you would like to make a loan payment at another institution, just click on the “Pay & Transfer” button and follow the directions to set up payment. The payment may be sent electronically and posted the next business day or payments may be mailed.

Click on the links for more information on ItsMe247, Bill Pay, and the Mobile App.


Online Loan Payment

Make a loan payment with LoanPay Xpress. It can be made from another financial institution savings/checking account or from a VISA debit card, a MasterCard or Discover debit/credit card. Please note that if you use a debit/credit card to pay your payment there is a $10 fee. Making a payment from a savings/checking account is FREE.

You can stop worrying about missing a payment or paying a late fee when you sign up for recurring payments or make a one-time payment that better fits your budget.

Follow the easy online instructions to get registered. You will need:

  1. Your TBACU account number and the loan suffix code (which you can find in ItsMe247 or on your monthly statement)
  2. The account number and routing number from the other financial institution or your debit/credit card information from where the money is coming from
  3. Birthdate of the primary owner of your TBACU account.

Make A Payment


Remote Deposit Capture (RDC)

Enjoy banking on the go with the TBACU Mobile App which includes RDC.

Do you want to make a loan payment with a check? With RDC, you can make a loan payment or deposit the check while you are on the go with TBACU’s Mobile App which includes RDC. It’s that easy and it’s FREE. It’s convenient, fast, and will save you the cost of an envelope and stamp.

Click on the link for more information on the Mobile App and RDC.


Automatic Clearing House (ACH)

 An ACH origination can be set up to send or receive funds from your other financial institution to deposit or withdraw into your TBACU account, including loan payments. Set up this payment option by stopping by a branch or call or text our Service Center team at 231.946.7090.1


Automated Funds Transfer (AFT) 

AFT’s are funds transferred from one TBACU account to another. Payments can be set up one transfer or recurring transfers. You can set up an AFT through your TBACU mobile app, It’sMe247 Online Banking, stopping by a branch or call our Service Center team at 231.946.7090.


Branch Payment

Stop by one of our branches and one of our team members can help you make your payment! We are open Monday – Friday, 9 am – 5 pm. 

630 East Front Street
Traverse City, Michigan 49686

2900 W. South Airport Road
Traverse City, Michigan 49684

Plus over 250 branches thanks to our partnership with the Xtend Shared Branching Network!

What does that mean for you? If you are traveling in or around the great mitten state, you have access to over 250 shared branches. Click the button below to find the branch closest to you.2

Xtend Shared Branches


Mail a Payment

Prefer to send a check in the mail? 

  • Make checks payable to: TBA Credit Union
  • Mail to : TBA Credit Union, P.O. Box 1049, Traverse City, MI 49685
  • Be sure to include your TBACU account and loan information. If you would like loan coupons, please call the Service Center team at 231.946.7090.

1 There is a set-up fee of $5.00. 2Xtend Shared Branching Network credit unions hours may vary.