
ItsMe247 Online and Mobile Bill Pay
Making loan payments from your TBACU savings/checking account has never been easier. You can simply transfer your TBACU loans, mortgage, and VISA payments from your TBACU savings or checking account. Payments can be set up as recurring; payments can be made for different amounts than what is required; payments are paid immediately; plus it’s FREE.
If you would like to make a loan payment at another institution, just click on the “Pay & Transfer” button and follow the directions to set up payment. The payment may be sent electronically and posted the next business day or payments may be mailed.
Learn more about ItsMe247, Bill Pay, and the Mobile App.

Online Loan Payment
Modern Payments. Built for You.
We’ve partnered with REPAY® to bring you faster, easier, and more flexible ways to manage your loan payments. Anytime. Anywhere.
How It Works
Simply register your information in the payment portal, provide your payment information (account/routing number, debit or credit card), and schedule your payment. Enjoy no fees and the ability to schedule a regular recurring payment!*
TBACU’s Loan Payment Portal Offers:
- Make one-time, recurring, or scheduled payments with ease.
- Receive helpful payment reminders to stay on track.
- Pay with debit/credit card, account/routing number, Apple Pay, or Google Pay.
- No fees!
- Set up a login to manage recurring payments or use the quick guest checkout.
* Complete terms and conditions are disclosed within the REPAY application. Please log in to view.

Remote Deposit Capture (RDC)
Enjoy banking on the go with the TBACU Mobile App which includes RDC.
Do you want to make a loan payment with a check? With RDC, you can make a loan payment or deposit the check while you are on the go with TBACU’s Mobile App which includes RDC. It’s that easy and it’s FREE. It’s convenient, fast, and will save you the cost of an envelope and stamp.
Learn more about Mobile App and RDC.

Automatic Clearing House (ACH)
An ACH origination can be set up to send or receive funds from your other financial institution to deposit or withdraw into your TBACU account, including loan payments. Set up this payment option1 by stopping by a branch or call or text our Service Center team at 231.946.7090.

Automated Funds Transfer (AFT)
AFT’s are funds transferred from one TBACU account to another. Payments can be set up one transfer or recurring transfers. You can set up an AFT through your TBACU mobile app, It’sMe247 Online Banking, stopping by a branch or call our Service Center team at 231.946.7090.

Branch Payment
Stop by one of our branches and one of our team members can help you make your payment! We are open Monday – Friday, 9 am – 5 pm.
630 East Front Street
Traverse City, Michigan 49686
2900 W. South Airport Road
Traverse City, Michigan 49684
Plus over 300 branches thanks to our partnership with the Xtend Shared Branching Network!
What does that mean for you? If you are traveling in or around the great mitten state, you have access to over 300 shared branches. Find the branch closest to you.2

Mail a Payment
Prefer to send a check in the mail?
- Make checks payable to: TBA Credit Union
- Mail to : TBA Credit Union, P.O. Box 1049, Traverse City, MI 49685
- Be sure to include your TBACU account and loan information. If you would like loan coupons, please call the Service Center team at 231.946.7090.
1 There is a set-up fee of $5.00.