Since 1986, TBA Credit Union has been helping members with mortgages. Our mortgage lenders Mortgage Experts. Father, son and mother out for a walk.are prepared to provide superior service with the financing of your home. We offer different home loan programs for every stage of life. Flexible terms give you the widest range of choices, so chances are we have a mortgage that fits your needs!

Interested in a Home Equity, Conventional Fixed-rate, or Rural Development loan? APPLY FOR A LOAN ONLINE

Getting Started? Check out the checklists below to make sure you have what you need to start the process.

Mortgage Loan Refinance      Residential Home Loan Purchase

If you are unsure of which product is right for you or would like one of our Traverse City mortgage lenders to review your options, please submit this contact form. We are always happy to help and look forward to serving your lending needs.



Mary Burgin

Mary Burgin
Mortgage Loan Originator
NMLS #1901789

Carrie Eppinger

Carrie Eppinger
Mortgage Loan Originator
NMLS #718733

David Powell

David Powell
Mortgage Manager

Products Available

  • Conventional Fixed-rate Loans.
  • Jumbo Loans.
  • Construction Loans.
  • Rural Development Loans.
  • FHA Loans.
  • Fixed-rate Home Equity Loans.
  • Home Equity Lines of Credit.
  • Manufactured Homes.
  • VA Loans.
  • Vacant Land.


“Thank you again for all your help in making our home purchase so easy. TBACU’s expertise and ability to explain things took the stress out of the process. We appreciate the attention to detail and keeping us informed every step of the way.” Marcie & Daniel G. | Traverse City, MI | June 2023

“Thank you TBA Credit Union! You were so helpful and patient the entire way through the mortgage process. This was a big step for my daughter, and you were just the right lending organization to get us through the adventure of a first mortgage.” Nikki W. | Traverse City, MI | June 2023