Since 1986, TBA Credit Union has been helping members with mortgages. Our mortgage lenders Mortgage Experts. Father, son and mother out for a walk.are prepared to provide superior service with the financing of your home. We offer different home loan programs for every stage of life. Flexible terms give you the widest range of choices, so chances are we have a mortgage that fits your needs!

Interested in a Home Equity, Conventional Fixed-rate, or Rural Development loan? APPLY ONLINE

Getting Started? Check out the checklists below to make sure you have what you need to start the process.

Mortgage Loan Refinance      Residential Home Loan Purchase

If you are unsure of which product is right for you or would like one of our Traverse City mortgage lenders to review your options, please submit this contact form. We are always happy to help and look forward to serving your lending needs.



Mary Burgin

Mary Burgin
Mortgage Loan Originator
NMLS #1901789

Carrie Eppinger

Carrie Eppinger
Mortgage Loan Originator
NMLS #718733

Karie Lambert

Karie Lambert
Mortgage Manager
NMLS #663153

Products Available

  • Conventional Fixed-rate Loans.
  • Jumbo Loans.
  • Construction Loans.
  • Rural Development Loans.
  • FHA Loans.
  • Fixed-rate Home Equity Loans.
  • Home Equity Lines of Credit.
  • Manufactured Homes.
  • VA Loans.
  • Vacant Land.


“I have heard such wonderful things about TBA and its community engagement and commitment to growing and nurturing local families to build generational wealth. I would very much like the biggest purchase I have ever made to be one that is ethically in line with my beliefs, and the credit union does that for me. TBA has been so highly recommended.” Kristen T. | Traverse City MI | December 2021