Rates

Loans Savings Checking Certificate of Deposit Rates Mortgages

Loan Rates

Autos
APR^As Low As Term: Up To
2020 and Newer 17.50%48 Mo.
7.75%60 Mo.
8.00%72 Mo.
2017-2019 17.75%48 Mo.
8.00%60 Mo.
8.50%72 Mo.
2013-2016 18.75%36 Mo.
9.00%48 Mo.
9.25%60 Mo.
9.50%72 Mo.
2012 & Older110.00%36 Mo.
10.50%48 Mo. (max term without approval)
Classic Auto Loans1,28.50%48 Mo.
9.00%60 Mo.
9.50%72 Mo.
RVs
APR^As Low AsTerm: Up To
2016 & Newer8.25%Up to 72 Mo.
8.50%72 Mo. Balloon with 120 Amortization
8.75%Up to 120 Mo.
9.25%Up to 144 Mo. ($20k plus only for qualified borrowers)
9.75%120 Mo. Balloon with 180 Amortization ($30k plus only for qualified borrowers)
10.75%180 Mo. ($30k plus only for qualified borrowers)
2015 & Older11.50%80% LTV and 60 Mo. max term
*Additional rates and terms available for larger value RVs regardless of age. Please inquire with a TBACU team member for further details.
Motorcycle/ATV
APR^As Low AsTerm: Up To
2016 & Newer8.50%48 Mo.
9.00%60 Mo.
9.50%72 Mo.
2015 & Older10.50%48 Mo.
Boats
APR^As Low AsTerm: Up To
2012 & Newer8.00%Up to 72 Mo.
8.50%72 Mo. Balloon with 120 amortization
8.75%Up to 120 Mo.
9.25%Up to 144 Mo. ($20k plus only for qualified borrowers)
9.75%120 Mo. Balloon with 180 Amortization ($30K plus only for qualified borrowers)
10.75%180 Mo. Fixed Amortization ($30k plus only for qualified borrowers)
2011 & Older11.50%60 Mo. Max Term
*Additional rates and terms available for larger value boats regardless of age.
Please inquire with a TBACU Team member for further details.
Mortgages
View Mortgage Rates
Home Equity
APR^As Low As
Home Equity Line of Credit8.5%
Home Equity Fixed8.25%5 year fixed rate
Other Loans
APR^As Low AsTerm: Up To
Bike Loan9.50%60 Mo.-$300 minimum amount to finance
New/Used UCC Items9.25%60 Mo.
Unsecured: Ultraline 311.379%Variable
Unsecured: Value-Line 316.90%Fixed
Unsecured: Personal Loan11.50%Up to 24 Mo.
12.50%36 Mo.
13.50%60 Mo.
VISA Credit Card13.90%

^Annual Percentage Rate. Rates are 'as low as' based on past credit performance and term. Rates effective as of February 21, 2024. 1Extended terms for these vehicles are available, please contact TBACU for terms and rates. 225+ Years Old or deemed Classic or Exotic by Hagerty Valuation Guide. Vehicles that fit this program must be in running/driving working order. No rolling chassis or project car without approval by Credit Committee.3Repayment on both lines @ $2.00 per $100.00 financed.

Auto Loan Calculator

Amount: $
Term: years
Rate: %
Payment: $ / month
*For estimation only.

Savings Rates

Savings
RateAPY^
$1 - $9990.05%0.05%
$1,000 - $9,9990.10%0.10%
$10,000+0.10%0.10%
Other Savings
RateAPY^
Traditional IRA Shares0.40%0.40%
Roth IRA Shares0.40%0.40%
Tax Deferred Compensation for School Employees0.60%0.60%
Health Savings Account0.10%0.10%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rates effective as of February 21, 2024.

Checking Rates

Cash Reward Account
RateAPY^
$1-$10,0005.00%5.12%1
Money Market Account
RateAPY^
$2,500 - $24,9991.00%1.00%
$25,000 -$99,9991.25%1.26%
$100,000+3.00%3.03%

^Annual Percentage Yield. Rates as of February 21, 2024. 1Rate subject to change. Interest not paid on balances over $10,000. No minimum balance or opening deposit required. Some requirements apply, if requirements are not met there are no penalty fees.

Certificate of Deposit Rates

Ask about or local CD matching rate program*

CD
Current RateAPY^With Direct DepositAPY
6 Month- $500 Minimum5.00%5.10%5.20%5.30%
6 Month Add-On CD - $250 Minimum3.00%3.03%3.20%3.24%
12 Month- $500 Minimum3.00%3.03%3.20%3.24%
24 Month- $500 Minimum2.50%2.52%2.70%2.73%
36 Month- $500 Minimum2.00%2.02%2.20%2.22%
48 Month- $500 Minimum2.00%2.02%2.20%2.22%
60 Month- $500 Minimum2.00%2.02%2.20%2.22%
Direct Deposit Rate: 0.20%

*Qualifications may apply.

^Annual Percentage Yield. Qualifications may apply. Rates are subject to change without notice. Rates are effective as of February 21, 2024. Rates are the same for IRA CDs



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