Rates

Loan Rates

AutosAPR^As Low As Term: Up To  
2019 and Newer 15.25%48 Mo.
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5.50%60 Mo.
5.75%72 Mo.
2016-2018 15.50%48 Mo.
5.75%60 Mo.
6.25%72 Mo.
2012-2015 16.50%36 Mo.
6.75%48 Mo.
7.00%60 Mo.
7.25%72 Mo.
2011 & Older17.75%36 Mo.
8.25%48 Mo. (max term without approval)
Classic Auto Loans1,26.25%48 Mo.
6.75%60 Mo.
7.25%72 Mo.
RVsAPR^As Low AsTerm: Up To
2015 & Newer5.50%Up to 72 Mo.
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5.75%72 Mo. Balloon with 120 Amortization
6.00%Up to 120 Mo.
6.50%Up to 144 Mo. ($20k plus only for qualified borrowers)
7.00%120 Mo. Balloon with 180 Amortization ($30k plus only for qualified borrowers)
8.00%180 Mo. ($30k plus only for qualified borrowers)
2014 & Older8.75%80% LTV and 60 Mo. max term
*Additional rates and terms available for larger value RVs regardless of age. Please inquire with a TBACU team member for further details.
Motorcycle/ATVAPR^As Low AsTerm: Up To
2015 & Newer6.25%48 Mo.
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6.75%60 Mo.
7.25%72 Mo.
2014 & Older8.25%48 Mo.
BoatsAPR^As Low AsTerm: Up To
2011 & Newer5.25%Up to 72 Mo.
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5.75%72 Mo. Balloon with 120 amortization
6.00%Up to 120 Mo.
6.50%Up to 144 Mo. ($20k plus only for qualified borrowers)
7.00%120 Mo. Balloon with 180 Amortization ($30K plus only for qualified borrowers)
8.00%180 Mo. Fixed Amortization ($30k plus only for qualified borrowers)
2010 & Older8.75%60 Mo. Max Term
*Additional rates and terms available for larger value boats regardless of age.
Please inquire with a TBACU Team member for further details.
Mortgages
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Home EquityAPR^As Low As
Home Equity Line of Credit7.00%
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Home Equity Fixed7.25%5 year fixed rate
Other LoansAPR^As Low AsTerm: Up To
Bike Loan7.25%60 Mo.-$300 minimum amount to finance
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New/Used UCC Items7.25%60 Mo.
Unsecured: Ultraline 39.11%Variable
Unsecured: Value-Line 316.90%Fixed
Unsecured: Personal Loan9.50%Up to 24 Mo.
10.50%36 Mo.
11.50%60 Mo.
VISA Credit Card10.15%

^Annual Percentage Rate. Rates are 'as low as' based on past credit performance and term. Rates effective as of December 1, 2022. 1Extended terms for these vehicles are available, please contact TBACU for terms and rates. 225+ Years Old or deemed Classic or Exotic by Hagerty Valuation Guide. Vehicles that fit this program must be in running/driving working order. No rolling chassis or project car without approval by Credit Committee.3Repayment on both lines @ $2.00 per $100.00 financed.

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Amount: $
Term: years
Rate: %
Payment: $ / month
*For estimation only.

Savings Rates

SavingsRateAPY^ 
$1 - $9990.05%0.05%
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$1,000 - $9,9990.10%0.10%
$10,000+0.10%0.10%
ClubsRateAPY^
Vacation Club0.10%0.10%
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Christmas Club0.10%0.10%
Summer Savings0.10%0.10%
Other SavingsRateAPY^
Regular IRA Variable Shares0.40%0.40%
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Other IRA Shares0.40%0.40%
Tax Deferred Compensation for School Employees0.60%0.60%
Health Savings Account0.10%0.10%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rates effective as of November 30, 2022.

Checking Rates

Cash Reward AccountRateAPY^ 
$1-$10,0003.44%3.50%1
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Money Market AccountRateAPY^
$1 - $2,4990.00%0.00%
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$2,500 - $24,9990.10%0.10%
$25,000 -$99,9990.20%0.20%
$100,000+0.25%0.25%

^Annual Percentage Yield. Rates as of November 30, 2022. 1Rate subject to change. Interest not paid on balances over $10,000. No minimum balance or opening deposit required. Some requirements apply, if requirements are not met there are no penalty fees.

Share Certificate Rates

CD
Rate As High AsAPY^ 
6 Month- $500 Minimum0.70%0.70%
12 Month- $500 Minimum1.20%1.21%
12 Month New Funds Special*- $1,000 Minimum3.50%3.55%
24 Month- $500 Minimum1.45%1.46%
36 Month- $500 Minimum1.70%1.71%
48 Month- $500 Minimum1.95%1.96%
60 Month- $500 Minimum2.20%2.22%

^Annual Percentage Yield. Qualifications may apply. Rates are subject to change without notice. Rate specials only apply to funds not on deposit at TBACU. Rates are effective as of November 30, 2022.

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