Share Certificates

Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.

  • Choose from terms of 6 to 60 months.
  • $500 minimum to open.

Please call or text our Service Center team at 231.946.7090Β Β to learn more!

CD Rates

Rate As High AsAPY^
6 Month- $500 Minimum0.15%0.15%
12 Month- $500 Minimum0.15%0.15%
24 Month- $500 Minimum0.25%0.25%
36 Month- $500 Minimum0.35%0.35%
48 Month- $500 Minimum0.45%0.45%
60 Month- $500 Minimum0.55%0.55%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rate specials only apply to new funds on deposit to TBACU. Rates effective as of November 17, 2021.