Share Certificates

Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.

  • Choose from terms of 6 to 60 months.
  • $500 minimum to open.

Please call or text our Service Center team at 231.946.7090Β Β to learn more!

CD Rates

Rate As High AsAPY^ 
6 Month- $500 Minimum0.50%0.50%
Schedule an Appointment
12 Month- $500 Minimum0.55%0.55%
24 Month- $500 Minimum0.60%0.60%
36 Month- $500 Minimum1.11%1.11%
48 Month- $500 Minimum1.21%1.21%
60 Month- $500 Minimum1.46%1.46%

^Annual Percentage Yield. Qualifications may apply. Rates are subject to change without notice. Rate specials only apply to new funds on deposit to TBACU. Rates are effective as of August 18, 2022.