Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.
- Choose from terms of 6 to 60 months
- $500 minimum to open
- HSA CDs available
- Ask about our local CD matching rate program*
Please call or text our Service Center team at 231.946.7090 or schedule an appointment to learn more!
CD Rates
| Rate | APY^ | With Direct Deposit | APY | |
|---|---|---|---|---|
| 6 Month- $500 Minimum | 3.40% | 3.45% | 3.60% | 3.65% |
| 6 Month Add-On CD - $250 Minimum | 2.75% | 2.78% | 2.95% | 2.98% |
| 12 Month- $500 Minimum | 3.30% | 3.34% | 3.50% | 3.55% |
| 24 Month- $500 Minimum | 3.00% | 3.03% | 3.20% | 3.24% |
| 36 Month- $500 Minimum | 3.00% | 3.03% | 3.20% | 3.24% |
| 48 Month- $500 Minimum | 3.00% | 3.03% | 3.20% | 3.24% |
| 60 Month- $500 Minimum | 3.00% | 3.03% | 3.20% | 3.24% |
| Direct Deposit Rate: 0.20% | ||||