Additional Solutions

ATM/Debit Cards

With a TBACU ATM/Debit Card, members have quick access to their cash thanks to over 30,000 CO-OP ATMs nationwide. Looking for a little more flexibility and would like a higher withdrawal limit? Please complete the contact form below to request up to a $500 daily limit and a team member will be in contact with you within one business day.

  • This form is not a secure channel. Please do not submit private information such as account numbers, Social Security numbers or PINs through this form.

Club Accounts

To help our members prepare for expensive times of the year we offer the following savings accounts: Vacation Club, Christmas Club, and Summer Savings.

  • Dividends calculated daily and paid annually.
  • Service charge free.
  • Available 24/7 via It’sMe247 Online Banking.
  • Automatic payroll transfers available.

CHECK RATES

Overdraft Protection

Protect yourself against the cost and inconvenience of returned checks with Overdraft Protection. Choose to have funds automatically transferred from your savings account or Value Line of Credit.

Savings Overdraft Protection- Link your checking account to any TBA savings account and we will automatically transfer the exact amount of funds needed to cover your overdraft. Any transfers will appear on your next statement or can be viewed online. For each overdraft transfer, a small fee will be deducted from your savings account.

Value Line of Credit- Any time a check exceeds the available balance in your account, an advance is made from your Value Line of Credit directly to your checking account. Like Savings Overdraft Protection, any transfers will appear on your statement or be available to view online. A small fee is deducted from the Value Line only when a transfer occurs.

Please contact our Service Center or by calling 231.946.7090  to learn more.