Share Certificates

Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.

  • Choose from terms of 6 to 60 months.
  • $500 minimum to open ($5000 minimum for 6 months).

Please call or text our Service Center team at 231.946.7090  to learn more!

CD
Rate As High AsAPY^
6 Month- $5,000 Minimum1.10%1.10%
12 Month- $500 Minimum1.75%1.76%
12 Month- $500 Minimum (Special)2.35%2.37%
24 Month- $500 Minimum2.10%2.12%
24 Month-$500 Minimum (Special)2.55%2.58%
36 Month- $500 Minimum2.35%2.37%
36 Month-$500 Minimum (Special)3.00%3.03%
48 Month- $500 Minimum2.60%2.63%
60 Month- $500 Minimum2.85%2.88%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rate specials only apply to new funds on deposit to TBACU. Rates effective as of December 5, 2018.