Share Certificates

Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.

  • Choose from terms of 6 to 60 months.
  • $500 minimum to open ($5000 minimum for 6 months).

Please call or text our Service Center team at 231.946.7090  to learn more!

Rate As High AsAPY^
6 Month- $5,000 Minimum0.30%0.30%
12 Month- $500 Minimum0.65% 0.65%
12 Month Special*- $500 Minimum1.10%1.11%
24 Month- $500 Minimum1.20%1.21%
36 Month- $500 Minimum1.50%1.51%
48 Month- $500 Minimum1.85%1.87%
60 Month- $500 Minimum2.10%2.12%

^Annual Percentage Yield. Rates are 'as high as' based on member participation. CD special applies to new funds on deposit at TBACU. Rates effective as of September 13, 2017.