Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.
- Choose from terms of 6 to 60 months.
- $500 minimum to open.
- Ask about our local CD matching rate program*
Please call or text our Service Center team at 231.946.7090Β Β to learn more!
CD Rates
Current Rate | APY^ | With Direct Deposit | APY | |
---|---|---|---|---|
6 Month- $500 Minimum | 5.00% | 5.10% | 5.20% | 5.30% |
6 Month Add-On CD - $250 Minimum | 4.00% | 4.06% | 4.20% | 4.27% |
12 Month- $500 Minimum | 3.00% | 3.03% | 3.20% | 3.24% |
12 Month CD Special - $10,000 Minimum | 5.00% | 5.10% | 5.20% | 5.30% |
24 Month- $500 Minimum | 2.50% | 2.52% | 2.70% | 2.73% |
36 Month- $500 Minimum | 2.00% | 2.02% | 2.20% | 2.22% |
48 Month- $500 Minimum | 2.00% | 2.02% | 2.20% | 2.22% |
60 Month- $500 Minimum | 2.00% | 2.02% | 2.20% | 2.22% |
Direct Deposit Rate: 0.20% |
*Qualifications may apply.