Share Certificates

Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.

  • Choose from terms of 6 to 60 months.
  • $500 minimum to open ($5000 minimum for 6 months).

Please call or text our Service Center team at 231.946.7090  to learn more!

Rate As High AsAPY^
6 Month- $5,000 Minimum0.60%0.60%
12 Month- $500 Minimum1.40% 1.41%
12 Month- $500 Minimum (Special)2.35%2.37%
24 Month- $500 Minimum1.60%1.61%
24 Month-$500 Minimum (Special)2.55%2.57%
36 Month- $500 Minimum1.95%1.96%
48 Month- $500 Minimum2.20%2.23%
60 Month- $500 Minimum2.35%2.37%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rate specials only apply to new funds on deposit to TBACU. Rates effective as of October 10, 2018.