Especially for Educators

Established in 1955, TBA Credit Union began as an educator’s credit union when a small group of Traverse City educators pooled $50 to pay the credit union charter fee, thus establishing the Traverse City School Employees Credit Union. Though TBACU is now a community credit union with over 15,000 members drawing from 5 counties in the community, the history of the credit union continues to impact the products,  services, and programming that we provide.

Education Programs

Educator Perks

  • Deferred Compensation which is a retirement savings plan offered exclusively to school employees.
  • Annual Educator Edition Newsletter
  • Educator’s Advantage Overdraft Line of Credit
  • Summer Savings to help ease the expense of summer spending.
  • Hall Pass good for one returned non-sufficient funds (NSF) fee per school year.
  • FREE Perk Card with special offers exclusively for school employees.
TBA Credit Union Educator Perk Card


Additional Ways TBACU Supports the Education Community

  • Spirit Checks to show your school pride and raise funds for your school. For each box of checks ordered with your school’s logo, TBACU will donate $2 to your school.*
  • Sponsorship of the Outstanding Educator Awards, Outstanding Person in Education event, and MARSP- Leelanau Chapter newsletter program.
  • Support of the following scholarship programs;
    • TBA Credit Union Endowed Scholarship Fund at NMC
    • TBA Credit Union Study Abroad Scholarship
    • MARSP- GT Chapter Scholarship Supporter
    • MARSP- Leelanau Chapter Scholarship Supporter
    • MEA-Retired Scholarship Supporter

*Restrictions may apply. Ask a TBACU Representative for details. Spirit Check payments must total a minimum of $10 for a check to be dispersed to your school. Totals that do not reach $10 will be held until the following year. Checks are issued annually.