Share Certificates

Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.

  • Choose from terms of 6 to 60 months.
  • $500 minimum to open.

Please call or text our Service Center team at 231.946.7090  to learn more!

CD
Rate As High AsAPY^
6 Month- $500 Minimum0.25%0.25%
12 Month- $500 Minimum0.80%0.80%
24 Month- $500 Minimum0.90%0.90%
36 Month- $500 Minimum1.00%1.00%
48 Month- $500 Minimum1.05%1.05%
60 Month- $500 Minimum1.50%1.51%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rate specials only apply to new funds on deposit to TBACU. Rates effective as of April 1, 2020.