Share Certificates

Share Certificates (CD’s) are valuable investment options for anyone considering long-term savings. They are an excellent way to earn a higher yield on an investment while being safe, secure, and federally insured up to $250,000.

  • Choose from terms of 6 to 60 months.
  • $500 minimum to open.

Please call or text our Service Center team at 231.946.7090  to learn more!

Rate As High AsAPY^
6 Month- $500 Minimum0.60%0.60%
12 Month- $500 Minimum1.10%1.10%
24 Month- $500 Minimum1.20%1.21%
36 Month- $500 Minimum1.30%1.31%
48 Month- $500 Minimum1.60%1.61%
60 Month- $500 Minimum2.05%2.06%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rate specials only apply to new funds on deposit to TBACU. Rates effective as of March 25, 2020.