Calculators & Helpful Links

Financial Calculators

Our team helped members save $864,960 in 2022 by refinancing loans and providing free checking accounts. Need help crunching the numbers to see how much you could save? Please stop into a branch, call, or live chat with a member of our team.

All calculators are for estimation purposes only.

Auto Loan Calculator

Auto Loan Calculator



Investment Yield Calculator

Investment Yield Calculator


Simple Interest Calculator

Loan Calculator




  • Type in the purchase price, number of payments (months), and annual percentage rate into the corresponding form fields.
  • Click on the button marked Calculate.
  • Your results will appear in the Results box.

Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.

Should you refinance your loan?

Loan Refinance

Original Loan:
Refinancing Option:
Calculator Results:

Note: This calculator provides an estimate of a new loan and the potential savings. Actual costs and savings will be provided by your loan expert.


Helpful Links

Area Chamber of Commerce

Traverse City Area Chamber of Commerce 202 East Grandview Parkway Traverse City, MI 49684 231.947.5075

Benzie County Chamber of Commerce P.O. Box 204 Benzonia, MI 49616 231.882.5801

Leelanau Peninsula Chamber of Commerce 5046 S. West Bayshore Drive Suttons Bay, MI 49682 231.271.9895

Elk Rapids Area Chamber of Commerce 305 US-31 North Elk Rapids, MI 49629 231.264.8202


Budget Worksheet

For financial help, please use our Personal Budget Worksheet to help keep your budget in check!

Credit Reports

Visit to access one free credit report a year from each credit reporting company.

Educator Resources

The 4-H Exploration Days summer program allows students ages 11-19 to learn new skills and explore career paths through hands-on educational sessions and field trips. The three-day conference provides attendees an opportunity to interact with peers with similar interests, all on the MSU campus. Participating students can select from numerous topics in the areas of science, engineering, art, business, sports, language, finance and more!

Looking for free curriculum? Check out the National Endowment for Financial Education or NEFE. With resources for high school students and beyond, NEFE is a nonprofit national foundation that provides financial coursework to teachers for free.

Since 1919, Junior Achievement has been promoting business education and personal finance skills to young people in schools across the country. Business professionals volunteer to provide classroom instruction for students from kindergarten through high school. If you are interested in having a volunteer from TBA Credit Union present JA curriculum in your classroom, contact the Marketing Department at or 231.946.7090.

My Credit Union has a variety of financial resources such as learning materials, articles, videos, and more.

Home Builders Association of Grand Traverse Area, Inc.

The Home Builders Association of the Grand Traverse Area, Inc., chartered in 1970, is a professional trade association encompassing the Michigan counties of Antrim, Benzie, Grand Traverse, Kalkaska and Leelanau, whose members are licensed, where applicable, for the purpose of constructing quality housing, providing associated services and utilizing progressive technologies. The Home Builders Association of the Grand Traverse Area, Inc. is an affiliate of the Michigan Association of Home Builders and National Association of Home Builders.


Whether you are buying, selling, trading or researching, NADA offers pricing, photos, expert reviews, tips and advice to help you make an informed decision on your next vehicle purchase.

NCUA’s Share Insurance Estimator

The Share Insurance Estimator can be used to calculate the insurance coverage of all types of share accounts offered by a federally insured credit union, including; Checking Accounts, Share Accounts, Money Market Accounts, Certificate Accounts and IRA’s.

Savings Bond Calculator

This calculator can help determine the value of your savings bond.

Vehicles for Sale

Check out a diverse inventory of used cars, trucks, and RVs.  Vehicles are sold through a bidding process, making your next purchase easy while putting price control in your hands.