Student-Run Credit Unions

SRCU Program History

TBA Credit Union is committed to advocating financial literacy through creative programs designed especially for area youth.  The Student-Run Credit Union program is free and available to any school in the 5-county region.  Credit union staff members help students operate their own school credit union branches:

  • providing financial education to students,
  • encouraging personal financial responsibility,
  • increasing student confidence,
  • developing responsibility and leadership skills,
  • promoting practical math applications and
  • cultivating career awareness and employ-ability skills.

In 2010, TBA Credit Union launched a unique program designed to encourage fiscal responsibility and leadership skills among area youth. Student-Run Credit Unions were introduced in four local schools that year in November and now fifteen operating branches exist throughout the five-county area. During the 2017-18 school year, 149 student volunteers processed  777 transactions, helping peers from their schools save $10,048.02. The Student-Run Credit Union Program can operate in any school at no cost to participating districts.

If you would like to see a Student-Run Credit Union Program at your school, please contact the marketing team by emailing or by calling 231.946.7090.

Deposit Schedules

SRCU deposit schedules can be found here on our events calendar and will also be posted on our Facebook page.


What do participants say?

“The SRCU (program) has been a very positive experience for the students of Cherry Knoll, as well as for my own son at Westwoods. Students learn about the value of saving, pre-employment skills, and reinforce classroom learning through real-world connections and application. We value our partnership with TBA Credit Union and look forward to continued collaboration for the benefit of our students and community.”

Chris Parker, administrator and SRCU program parent

Additional Financial Education Programs

Our team would love to come and speak to your classroom. We create fun financial presentations for students of all ages. Most recently, TBACU co-hosted a Reality Fair at Traverse City East Middle School where 96 students attended. Students had the chance to pick one of 16 careers that they then explored the reality of life, (bills, unexpected expenses, etc) while living on the budget of their selected career.