Congratulations & Welcome

Membership
Welcome and congratulations on becoming a new member of TBA Credit Union.
As part of financing your new automobile or recreational vehicle, you joined a local, member‑owned credit union that’s been serving Northern Michigan for generations. With two local branches and a team ready to serve, we’re here for more than just your auto loan, we’re here for wherever life takes you next, that’s a plus!
You’re probably ready to hit the road, and we’re almost there! While we wait for a few final details from the dealership, here’s what you can expect next:
- Welcome Packet: Once the dealership provides all required information, we’ll send you a welcome packet with everything you need to get started, including setting up your loan payments.
- First‑Time Login: When you receive your account information, use the First‑Time User link to sign in to your accounts. Here you will find your savings account and loan information.
- We’re Here to Help: Questions along the way? Call or text us at 231.946.7090. Our team is always happy to help.
Ways to Pay Your Loan
Once your accounts are all set up, paying your loan is simple and flexible. Choose the option that works best for you.
Enjoy Exclusive Member Benefits—That’s a plus!
- Free Checking or Cash Rewards Checking (qualifications apply)
- Local Service Center access by phone, chat, or text
- Personalized service tailored to the products and services you use
- Convenient Interactive Teller Machines (ITMs) with extended hours, quick transactions, and live teller assistance
- Banking On-the-Go with TBA Credit Union’s Mobile App
- Access to Over 30,000 Surcharge-Free ATMs Nationwide Thanks to Our Partnership with the CO-OP ATM Network
- .25% loan rate discount on fixed-rate consumer loans with direct deposit
- .20% CD rate increase with direct deposit
- Special scholarship opportunities
- Click here for More Member Benefits
Visit one of our ITM locations to experience the future of banking.
Enjoy personalized service and the convenience of completing your banking needs quickly and efficiently.

Front Street ITM/ATM
630 East Front Street
Traverse City, Michigan 49686
Phone: 231.946.7090
Fax: 231.932.5050

South Airport ITM/ATM
2900 W. South Airport Road
Traverse City, Michigan 49684
Phone: 231.946.7090
Fax: 231.932.5050

Holiday Hills ITM/ATM
2400 Holiday Road
Traverse City, Michigan 49686
Phone: 231.946.7090
Fax: 231.932.5050
At TBACU, the focus is simple: serve the community and build trusted relationships. Our vision is to be the primary financial institution for our members’ entire lives, and that starts by making your first experience with us smooth, clear, and helpful.
Questions? Give us a call at 231.946.7090.
Follow us on social media and be sure to download the TBACU Mobile App.

