Student Run Credit Union

Real-World Financial Education
What is a Student-Run Credit Union?
A student‑run credit union (SRCU) is a real, fully functioning credit union branch located inside a school — and operated by trained 4th or 5th grade student volunteers. It gives students the chance to learn money skills, build confidence, and serve their peers in a meaningful way. It’s hands‑on learning with real‑world impact, and it’s one of the many reasons you can bank on the plus side with us.
More than a Lesson
Where Students Learn, Lead, and Level Up
Our Student‑Run Credit Union program brings financial education to life. Student volunteers help open accounts, process deposits, and support their classmates — all under the guidance of credit union professionals. It’s a safe, supportive environment where students gain leadership experience, customer‑service skills, and a deeper understanding of how money works.
And for the students who use the credit union? They get early access to smart money habits that will serve them for years to come. That’s a major plus.
Powered by Student Volunteers
Our student volunteers are the heart of the program. They receive training from credit union staff and take on real responsibilities, such as:
- Greeting and assisting student members
- Handling deposits
- Promoting savings challenges and financial‑literacy events
- Learning behind‑the‑scenes operations
They gain leadership experience, teamwork skills, and a standout addition to their resumes — all while helping their peers bank on the plus side.
Supporting Student Success
A Plus for Schools, Too
Schools benefit from a student‑run credit union by creating a culture of financial readiness. The program supports classroom learning, encourages positive habits, and gives students a sense of ownership and pride in their school community.
2026-2027 Participating Schools
- Cherry Knoll Elementary
- Eastern Elementary
- Glen Lake Community Schools
- Lakeland Elementary School
- Old Mission Peninsula School
- TCAPS Montessori
- Traverse City Christian School
- Trinity Lutheran School
- Willow Hill Elementary
Is your student’s school on this list?
If so, open a Money Magic account (Ages 0-12) for your student – they can make deposits right at their school! Open an account today to start saving.

Partner with TBACU
Ready to bring a Student-Run Credit Union to your school?
The SRCU program is free and offered to any school within a 25-mile radius of TBACU. If you would like to see a Student-Run Credit Union Program at your school, please contact the marketing team by emailing marketing@tbacu.com or by calling 231.946.7090.