Two kids jumping off a boat, hand-in-hand.

Personal Loans

From debt consolidation and auto loans to weddings, vacations, and more . . .
Two students moving into a dorm-like apartment.

Your Next Step

For Everything Life Brings Your Way.

Whether you’re planning a home improvement project, covering an unexpected expense, investing in your education, or celebrating a major milestone, flexible financing can help you move forward with confidence. No matter what’s next, we’re here to help make it possible.

Apply Today

Why TBACU

Loans designed to move life forward

Lower Payments

Keep cash flow comfortable with competitive rates and terms that fit your budget.See Rates »

Flexible Terms

Choose up to 72 months to match your plans—no cookie-cutter timelines.

Fast Approvals

Simple online applications mean less waiting and more doing.

Rates that help you say yes

Competitive rates designed to help you say yes to what matters most.

Personal Loans

Support life’s important moments

Personal & CD-secured Loans

  • Flexible options: Choose unsecured or use your CD for a lower rate.
  • Borrow with confidence: Clear terms and predictable payments.

Wedding, Consolidation & Vacation Loans

  • Celebrate and simplify: Fund big moments or roll balances into one payment.
  • Create breathing room: Lower stress with structured, manageable terms.

Vehicle Loans

Vehicle milestones made possible

Woman enjoys driving her new convertible car.

New & Used Auto Loans

  • Upgrade your daily drive: Buy new, used, or refinance with payments that work for you.
  • Stretch comfortably: Terms up to 72 months keep things manageable.
Motorcycle parked by a lake.

Motorcycle & Classic Car Loans

  • Ride your way: Finance the bike or classic that fuels your passion.
  • Built for enthusiasts: Flexible terms for more than just everyday driving.
Mother and son roasting marshmallows over a fire while at a campground.

Boat, RV, ATV, Snowmobile, & e-Bike Loans

  • Make more weekends count: Get the gear that gets you outdoors.
  • Keep your budget intact: Competitive rates with manageable payments.
Learn More About Auto Loans

Easy Process

A borrowing experience built around you

Simple to Start

Apply online through ItsMe247 or mobile banking in minutes.

Fast Access

Funds go directly to your account once they’re approved.

Member-first Approach

Competitive rates, low/no down options, and quick decisions.

Get Started

Take the next step today.

Members can apply through Online Banking or the TBACU Mobile App, with funds deposited directly into their account.

Become a Member

Find a Location

Apply for a Loan

Make a Payment

In accordance with the Federal Reserve schedule, our locations will be closed Wednesday, November 11, 2026 for Veterans Day.