Checking/Debit Accounts
Everyday Banking
Accounts built around how you spend. That’s a plus.
At TBA Credit Union, we believe your checking account should work for you. That’s why our accounts are designed to help you bank on the plus side, with benefits that go beyond the basics.
Whether you’re looking for everyday convenience, added perks, or ways to maximize your financial journey, our checking account options put the plus in your pocket.
- Minimum of 25 debit card transactions
- Four online or mobile banking logins
- Deposits totaling $1,000 or more through direct deposit or Remote Deposit Capture (RDC)
- E-Statement enrollment
All our checking accounts include:
- FREE Debit card with access to over 30,000 surcharge-free CO-OP Network ATMs nationwide.2 Find a surcharge-free CO-OP ATM near you!
- FREE Online and TBACU Mobile App and includes Bill Pay and Pay Anyone
- FREE convenient and secure E-Statements
- FREE MoneyMap – Budgeting Tool
- FREE credit score check
- Convenience of Direct Deposit
Money Market Account
Make the most of your money with higher earnings. With a Money Market Account, the more money you save, the more you earn. This account is free when the daily minimum balance of $2,500 is maintained.
Direct Deposit
Enjoy the convenience of having your check deposited electronically into your TBACU account, it could allow faster access to your funds! Please contact our Local Service Center at 231.946.7090 to get started.
Debit Cards
Your TBACU Debit Card is more than a way to pay—it’s a convenient, secure, and easy way to access your money wherever life takes you.
1 Rate subject to change. Interest not paid on balances over $10,000. No minimum balance or opening deposit required. Some requirements apply; if requirements are not met, there are no penalty fees. *After qualifications are met, earn 5.00% Annual Percentage Yield (APY) on balances up to $10,000. APY effective as of 1/1/26. Rate is subject to change at any time.
2 Debit transactions are free when card is used at a CO-OP Network ATM. TBA will charge a $1 fee to use all other non-CO-OP Network ATMs, and you may be charged a fee by the ATM owner. Applications for ATM/Debit cards are subject to approval.
Get Started Today
Schedule an appointment online, Live Chat on our website, call or text our Service Center at 231.946.7090 (Monday – Friday: 9:00 a.m. – 5:00 p.m.), or visit any branch for assistance.
