Youth Accounts

Youth Accounts

Savings accounts designed to help kids and teens build healthy financial habits from the very beginning.

Financial Foundations

Smart money habits start young.

At TBA Credit Union, the best way to build a bright financial future is to start early—and start on the plus side. Youth Accounts are designed to help kids, and teens gain confidence in managing money, with tools and benefits that grow alongside them.

Whether it’s saving for a first big purchase, learning the basics of budgeting, or preparing for college expenses, these accounts make banking simple, safe, and rewarding. Start on the plus side from the very beginning and set yourself up for lifelong financial success.

Four students smiling behind a classroom counter labeled with banking roles, including teller and bookkeeper.
Detail
Money Magic Club
iTeens
Age
0-12
13-17
Minimum Opening Balance
$5
$5
Minimum Balance
$5
$5
Monthly Fee
$0
$0
Withdrawls/Transfers
$0
$0
Dividends
Accrued daily. Paid quarterly.
Accrued daily. Paid quarterly.
Statements

  • Free E-Statements
  • Free paper statements

  • Free E-Statements
  • Free paper statements

Additional Features
Receive a birthday card and a special invite to your local branch—come in for your chance to win birthday cash prizes of $5, $10, or even $50!

  • Receive a birthday card and a special invite to your local branch—come in for your chance to win birthday cash prizes of $5, $10, or even $50!
  • Free ATM/Debit card1
  • Available access 24/7 via Online Banking or our TBACU Mobile App
  • Remote Deposit Capture2 available with TBACU Mobile App

Open a Money Magic or iTeens Account Today

Is your school home to a Student Run Credit Union (SRCU)? If you’re a Money Magic or iTeens Account holder, don’t miss your chance to make deposits right in your school! Bring your savings to your school’s monthly deposit day and watch your money grow. Check to see if your school host an SRCU.

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1Some restrictions may apply. ATM transactions are free when used at a CO-OP Network ATM. TBA will charge a $1 fee to use all other non-CO-OP Network ATM machines, and you may be charged a fee by the owner. 2Deposits can be made electronically, at a TBACU branch, or at a Student-Run Credit Union. Members can become Saver of the Month once per calendar year.