Home Equity Loans
Flexible Financing Options
Home Equity Solutions
Your home isn’t just where you live, it’s one of your greatest financial assets. By leveraging the equity you’ve built, you can access flexible tools that make life’s big moments easier to manage. Whether you’re planning a renovation, consolidating debt, or investing in new opportunities, our home equity products are designed to put your equity to work for you.
Home Equity Line of Credit (HELOC)
- Convenient access via check, online, or at any branch location
- Affordable monthly payments based on your loan balance
- Potential tax benefits since interest may be deductible*
- Competitive variable rates to keep borrowing cost-effective
- No application or advance fees for added savings*
Fixed Home Equity Loan
- Ideal for one-time expenses like renovations or major purchases
- Flexible repayment terms tailored to your needs
- Competitive fixed rates for predictable payments
- Easy online access to make payments and track progress
- Customizable loan options to fit your financial goals
- Potential tax deductibility of interest*
Investment Home Equity Loan
- Lower initial payments with an interest-only option for the first five years
- Borrow up to 70% of your property’s combined loan to value
- Access up to $150,000 to fund investment opportunities
- Available for single-family homes and condos (1–4 units)
- Additional conditions may apply depending on property type
Meet Your Team
When it comes to mortgages, having the right guidance is a real plus. If you’d like help choosing the best product or have a quick question for one of our mortgage lenders, simply complete the contact form below—we’ll be glad to assist you.
Contact the Mortgage Team
Loan Application Notice
After submitting a loan application, you may receive unsolicited calls or mail. These are known as “trigger leads” and do not come from TBA Credit Union. We value your privacy and never sell your information. Unfortunately, credit bureaus may share data that results in these contacts, which are beyond our control.
To help reduce unwanted calls and mail:
- Opt out by calling 1-888-5-OPTOUT or visiting optoutprescreen.com.
- Register with the Do Not Call Registry at donotcall.gov.
Please know that your personal information is used exclusively for processing your loan application with us. We recommend disregarding any misleading or unrelated communications you may receive.
*$25 annual fee for home equity lines of credit. Fees may apply to the property. An appraisal may be required. We recommend you consult with a tax adviser for the deduction eligibility.
Put your equity to work
Use your home’s value to fund renovations, consolidate debt, or finance what’s next.
