Join Us
More than Banking
Membership Is a Plus.
When you join TBA Credit Union (TBACU), you’re not just opening an account — you’re gaining a financial partner committed to helping you thrive. At TBACU, membership is a plus because every product, service, and interaction is designed to add value to your life.
Why Join TBACU?
At TBACU, we believe your financial institution should make your life easier, not harder. That’s why we focus on real benefits, real service, and real community impact.
As a member‑owner, you enjoy personalized support, competitive rates, lower fees, and a cooperative structure that puts people before profit. When the credit union succeeds, you succeed.
Why Membership Matters
Who Can Join?
Becoming a member is simple — and inclusive. You can join TBACU if you meet any of the following:
- Live, work, attend school, or worship in Michigan
- Northwestern Michigan College alumni
- Individuals receiving retirement income who live in or belong to a retirement group in our region
- TBACU employees
- Immediate family members of eligible individuals
- Spouses of deceased members (before remarriage)
Membership Benefits & Features
Every benefit at TBACU is designed to give you more.
Other benefits include
- High‑yield checking and savings options
- Auto loans, mortgages, and refinancing solutions
- Investment and retirement planning
- Mobile banking, mobile deposit, and online banking tools
Every service is built around one idea: membership is a plus when your financial institution works for you.
Extra Perks
- Safe deposit boxes at affordable annual rates
- Special programs and support for educators
- Community involvement and financial wellness events
Love My Credit Union Rewards
As a credit union member, you can save on a variety of products and services like TurboTax, H&R Block, Trust & Will, and more through Love My Credit Union Rewards. That’s a plus!
Ready to Join the Plus Side?
Join today and take the first step toward a better banking experience.
