Personal Loans

Personal Loans

From debt consolidation and auto loans to weddings, vacations, and more . . .
Two students moving into a dorm-like apartment.

Your Next Step

For Everything Life Brings Your Way.

Whether you’re planning a home improvement project, covering an unexpected expense, investing in your education, or celebrating a major milestone, flexible financing can help you move forward with confidence. No matter what’s next, we’re here to help make it possible.

Why TBACU

Loans designed to move life forward

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Lower Payments

Keep cash flow comfortable with competitive rates and terms that fit your budget.See Rates »
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Flexible Terms

Choose up to 72 months to match your plans—no cookie-cutter timelines.
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Fast Approvals

Simple online applications mean less waiting and more doing.
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Rates that help you say yes

Competitive rates designed to help you say yes to what matters most.

Personal Loans

Support life’s important moments

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Personal & CD-secured Loans

  • Flexible options: Choose unsecured or use your CD for a lower rate.
  • Borrow with confidence: Clear terms and predictable payments.

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Wedding, Consolidation & Vacation Loans

  • Celebrate and simplify: Fund big moments or roll balances into one payment.
  • Create breathing room: Lower stress with structured, manageable terms.

Vehicle Loans

Vehicle milestones made possible

Woman enjoys driving her new convertible car.

New & Used Auto Loans

  • Upgrade your daily drive: Buy new, used, or refinance with payments that work for you.
  • Stretch comfortably: Terms up to 72 months keep things manageable.
Motorcycle parked by a lake.

Motorcycle & Classic Car Loans

  • Ride your way: Finance the bike or classic that fuels your passion.
  • Built for enthusiasts: Flexible terms for more than just everyday driving.
Mother and son roasting marshmallows over a fire while at a campground.

Boat, RV, ATV, Snowmobile, & e-Bike Loans

  • Make more weekends count: Get the gear that gets you outdoors.
  • Keep your budget intact: Competitive rates with manageable payments.

Easy Process

A borrowing experience built around you

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Simple to Start

Apply online through ItsMe247 or mobile banking in minutes.
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Fast Access

Funds go directly to your account once they’re approved.
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Member-first Approach

Competitive rates, low/no down options, and quick decisions.

Get Started

Take the next step today.

Members can apply through Online Banking or the TBACU Mobile App, with funds deposited directly into their account.