Debit Card
Everyday Access Made Easy
Your money, ready when you are.
Your TBACU Debit Card gives you fast, secure access to your money—anytime, anywhere. Debit cards are available when you open a TBACU Checking Account.
Why Get a Debit Card?
- 24/7 Account Access at ATMs and ITMs
- Direct Link to Your Checking or Savings
- Perfect for purchases, ATM/ITM withdrawals, and Point of Service transactions
How to Get Your Card
- Instant Issue: Stop by any TBACU branch and walk out with your card today
- Order by Phone: Call 231.946.7090 and we’ll mail your card
- Online Form: Complete the form below to get started
Extra Benefits
- ITM Assistance: 24/7 ITM access. Request live teller assistance during ITM transactions (Monday – Friday: 9:00 a.m. – 5:00 p.m.)
- 30,000+ Surcharge‑Free ATMs: Access the CO‑OP ATM Network nationwide*
- Digital Wallets: Add your card to Apple Pay, Google Pay, or Samsung Pay
- Card Controls & Alerts: Lock/unlock your card and set transaction notifications in the TBACU Mobile App
- PIN Reset: Call 833.541.0780 anytime
- Daily Limits: $500 ATM withdrawals, $2,500 purchases
- Fees: Non‑CO‑OP ATM $1, card replacement $10, rush order $20, foreign transaction 1%
Debit Card Round‑Up
Save automatically! Each debit purchase rounds up to the nearest dollar, and the difference goes into your savings account.
Example
Spend $4.50, $10.90, and $6.30 → $1.30 total transferred to savings.
Get Started or Get Help—We’re Here for You
Enrolling is easy. Log in to Online Banking and select “Debit Card Round Up” under Your Offers, or find it in the More section of the mobile app. Need help? Schedule an appointment, call or text 231.946.7090 (Monday – Friday: 9:00 a.m. – 5:00 p.m.), start a Live Chat, or visit any branch.
* Debit transactions are free when card is used at a CO-OP Network ATM. TBA will charge a $1 fee to use all other non-CO-OP Network ATMs, and you may be charged a fee by the ATM owner. Applications for ATM/Debit cards are subject to approval.
