Business Checking
TBA Credit Union wants to help your business grow. Why pay fees when you could be putting that money back into your business?
- Earn interest on your balance.
- No monthly maintenance fees.
- No charge for items clearing the account or items that you deposit.
- No minimum balance fees.
- Payroll service, including Commercial ACH Origination.
- Wire transfer services.
- Night depositories available at both branches.
Business Money Market
Don’t work harder; work smarter with a Business Money Market Account. Earn more with this high-interest-rate savings account.
- Access account through Bizlink Online Banking and Mobile Banking.
- Deposits and withdrawals can be made at any time.
- Interest is calculated daily and paid monthly.1
- No monthly fees.
- Night depositories are available at both branches.
- Tiered rates for more growth for your business.
IOLTA Commercial Checking
Interest on Lawyers Trust Accounts (IOLTA) allows lawyers to place certain nominal and short-term client funds into pooled interest- or dividend-bearing accounts.
- Access account through BizLink Online Banking and Mobile Banking.
- Deposits and withdrawals can be made at any time.
- Interest is calculated daily and paid monthly.1
- No monthly fees.
- Night depositories are available at both branches.
- Tiered rates for more growth for your business.
Business Rates
| Business Checking | Rate | APY^ |
|---|---|---|
| $100,000 - $999,999 | 0.15% | 0.15% |
| $1,000,000 + | 0.25% | 0.25% |
| Business Money Market Account | Rate | APY^ |
| $2,500 - $24,999 | 1.25% | 1.26% |
| $25,000 -$99,999 | 1.50% | 1.50% |
| $100,000-$249,999 | 2.00% | 2.02% |
| $250,000-$999,999,999 | 3.00% | 3.04% |
| Non-Profit Checking | Rate | APY^ |
| $1 - $24,999 | 0.05% | 0.05% |
| $25,000 - $99,999 | 0.10% | 0.10% |
^^>*">*>^Annual Percentage Yield. Rates effective as of April 16th, 2025.
Contact the Commercial Team
Dan Galbraith
Commercial Relationship Specialist
danielg@tbacu.com
231.633.3361
Dan has a 20-year career in the banking and financial service industry. Dan is eager to build relationships with businesses and deliver tailored solutions to help your business succeed. With Dan’s commitment to excellence and passion for empowering business, your business can focus on its continuous growth and success.
Carl Stewart
Commercial Loan Originator
carls@tbacu.com
231.631.2313
Carl has a 30-year career in the banking and financial industry. Carl is dedicated to helping business owners find the best financial solutions to support their growth and success. He specializes in sourcing commercial loans, analyzing financial statements, and developing strategies to minimize risk and improve cash flow. Carl enjoys working closely with business owners, whether they are just starting out or looking to expand and grow their operations.
1If balance falls below $2,500, no daily interest will be calculated.