VISA Credit Cards

VISA Credit Card with Reward PointsA hassle-free card offering the same convenience and service you’ve come to expect from TBA Credit Union.

  • No Annual Fee – You read that right, no annual fee!
  • Bonus Points that Never Expire – Earn one Scorecard Rewards bonus point for every dollar spent.
  • EMV/Chip Cards – EMV/Chip cards available upon request.
  • Security Technology- SecurLOCK™ Equip’s Mobile App offers TBACU members ultimate control at their fingertips. Members can customize security settings for both their TBACU credit and debit cards.
  • Fast Cash – Available at thousands of ATMs and walk-up locations nationwide.
  • Fraud Protection – When irregular transactions appear on your account, you will be called to verify purchases.
  • Flexibility – Limits available from $500 to $30,000.
  • Convenience – Pay by mail, online or at any branch office. Access account information online 24/7.
  • Local Servicing – Call 231.946.7090 from 9 to 5 Monday through Friday for balances, card replacements or general questions regarding your account.
  • EcoFriendly – Choose free e-statements and limit paper waste.

APPLY ONLINE

What is an EMV Chip Card?

TBA Credit Union VISA Credit Cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure – it’s also easy to use. Here’s what you can look forward to as a cardholder.

Enhanced fraud protection.
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance.
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit cards are accepted.

Easy to use.
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts.

Traveling

Due to the increasing incidence of fraud, card blocking procedures have been implemented for your protection and safety.  Prior to traveling, please contact TBA Credit Union to ensure card accessibility.  We will need to know your travel dates, which states/countries you will visit and a phone number and/or email address to use to contact you during your travels.

VISA Limit Increase

Looking for a little more flexibility with your TBACU VISA Credit Card? Click here to submit a VISA Limit Increase request or contact our Service Center at 231.946.7090.

Lost or Stolen Cards

For lost or stolen cards call 1.800.543.5073 inside the U.S. or 727.570.4881  collect outside the U.S.  For cardholder service during business hours call 231.946.7090 or 1.800.678.0987. 

Cardholder Disputes

1.800.600.5249
P.O. Box 30945
Tampa, FL  33630-3495
Fax: 1.866.451.6263

Fraud Disputes

1.800.854.1557