Student-Run Credit Union

Program History

TBA Credit Union is committed to advocating financial literacy through creative programs designed especially for area youth.  The Student-Run Credit Union program is free and available to any school within 25 miles of TBACU. Credit union staff members help students operate their own school credit union branches:

  • providing financial education to students,
  • encouraging personal financial responsibility,
  • increasing student confidence,
  • developing responsibility and leadership skills,
  • promoting practical math applications and
  • cultivating career awareness and employ-ability skills.

In 2010, TBA Credit Union launched a unique program designed to encourage fiscal responsibility and leadership skills among area youth. Student-Run Credit Unions were introduced in four local schools that year in November and now fifteen operating branches exist throughout the five-county area. During the 2019-2020 school year, 210 student volunteers processed  455 transactions, helping peers from their schools save $6,582.31. The Student-Run Credit Union Program can operate in any school at no cost to participating districts.

Schools participating in our 2024-25 Student-Run Credit Union, organized by TBA Credit Union.

2024-25 Participating Schools

  • Blair Elementary
  • Cherry Knoll Elementary
  • Courtade Elementary School
  • Eastern Elementary
  • Long Lake Elementary
  • TCAPS Montessori
  • Traverse City Christian School
  • Trinity Lutheran School
  • Willow Hill Elementary

Is your student’s school on this list? If so, open a Money Magic account (Ages 0-12) for your student – they can make deposits right at their school!  Click below to start saving. 

Open an SRCU Account at a Participating School Here!

If you would like to see a Student-Run Credit Union Program at your school, please contact the marketing team by emailing marketing@tbacu.com or by calling 231.946.7090.

What is Student-Run Credit Union?

Our Traverse Heights Elementary volunteers describing their Student-Run Credit Union positions.

Deposit Day Schedules

What do participants say?

“I love being able to make deposits at my school.”
-Addison K., Money Magic account holder and SRCU participant 

“My Money Magic Account helps me understand the importance of saving!”
-Remy B., Money Magic account holder and SRCU participant