New, Used & Classic Auto Loans

Whether you are looking for a New, Used, or Classic car, we have you covered with auto loans to meet your lending needs. Let us help you get on the road fast while enjoying these great benefits.

  • Low Rates – Our competitive rates can get you in the right vehicle for you.
  • Automatic Transfer– Avoid missing a payment when you schedule an automatic transfer from your TBACU savings or checking account.
  • Flexible Terms – Take control and choose the terms that meet your needs.
  • Payment Protection – Safeguard your credit history and buying power when you insure your loan.
  • Guaranteed Asset Protection (GAP)1 – Protect against financial loss if your vehicle is totaled or stolen.
Learn more about our loan rates

Auto Loan Calculator

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Vehicles for Sale

Click below for a diverse inventory of used cars, trucks, and RVs for sale in Northern Michigan.  Inventory is sold through a bidding process, making your next purchase easy while putting price control in your hands. Specific details, mileage, and photos are also available so that you can feel confident in your purchase.

View Online Auction


Auto Loans - Schedule an Appointment Today!

1Car Depreciation: How Much Value Will a New Car Lose? CARFAX, Nov 9, 2018. Your purchase of MEMBER’S CHOICEβ„’ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in IN may be with or without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP-2453288.1-0319-0421 Β© CUNA Mutual Group, 2019. All Rights Reserved. 2For an auto loan request to be considered classic, it must be listed in the Hagerty Auto Valuation guide, the condition must fit the Hagerty Ratings of #1 – Concours, #2 – Excellent, or #3 – Good, and the borrower must provide current photos of the vehicle to confirm the condition.