Home Equity Loans

Home Equity Line of Credit

  • Convenient access via check, online, or by visiting one of our branch locations.
  • Affordable monthly payment based on the balance of the loan.
  • Unlike other types of loans, interest may be tax deductible.
  • Competitive variable rates.
  • No application fee and no advance fees.*

Fixed Home Equity Loan

  • Borrow for a one-time expense.
  • A variety of repayment terms are available.
  • Offers a competitive rate.
  • Conveniently make payments and view online.
  • It’s a customizable loan to fit your needs.
  • Unlike other types of loans, interest may be tax-deductible.*

Investment Home Equity Loan

  • Enjoy lower monthly payments with our interest-only option for the first five years.
  • Borrow up to 70% of your property’s value.
  • Secure a loan amount up to $150,000 to meet your investment needs.
  • Available for single-family homes (1-4 units) and condos.
  • Additional Conditions May Apply.

APPLY FOR A HOME EQUITY LOAN ONLINE

Contact the Mortgage Team

 

Mary Burgin - Mortgage Team

Mary Burgin

Mortgage Loan Originator
NMLS #1901789
maryb@tbacu.com
231.342.4732

Carrie Eppinger - Mortgage Team

Carrie Eppinger

Mortgage Loan Originator
NMLS #718733
carriee@tbacu.com
231.944.0528

David Powell

David Powell

Mortgage Manager
NMLS #2542958
davidp@tbacu.com
231.649.0300

Joan Carley - Mortgage Team

Joan Carley

Mortgage Loan Processor
joanc@tbacu.com
231.946.8798

APPLY FOR A HOME EQUITY LOAN ONLINE

­­ TBA Credit Union Loan Applicants:

Be aware that after applying for a loan, you may receive unsolicited calls and mail. These “trigger leads” are not from us; TBA Credit Union respects your privacy and does not sell your information. Credit bureaus selling your data can lead to these contacts, which we cannot control.

To minimize unwanted calls and mail:

Your personal details are used solely for your loan application with us, and we advise ignoring any misleading contacts that may occur.


*$25 annual fee for home equity lines of credit. Fees may apply to the property. An appraisal may be required. We recommend you consult with a tax adviser for the deduction eligibility.