Rates

Loans SavingsCheckingShare Certificates Mortgages

Loan Rates

AutosAPR^ As Low AsTerm: Up To
2018 and Newer 12.75%48 Mo.
2.99%60 Mo.
3.25%72 Mo.
2015-2017 13.49%48 Mo.
3.99%60 Mo.
4.50%72 Mo.
2012-2014 14.50%36 Mo.
4.75%48 Mo.
4.99%60 Mo.
2011 & Older14.99%36 Mo.
5.49%48 Mo. (max term without approval)
RVsAPR^ As Low AsTerm: Up To
2015 & Newer2.99%Up to 72 Mo. full term
3.25%72 Mo. Balloon with 120 Amortization
3.49%Up to 120 Mo.
3.99%Up to 144 Mo. ($20k plus only for qualified borrowers)
4.49%120 Mo. Balloon with 180 Amortization ($30k plus only)
4.99%180 Mo. Fixed Amortization ($30k plus only)
2014 & Older5.99%80% LTV and 60 Mo. max term
Motorcycle/ATVAPR^ As Low AsTerm: Up To
2015 & Newer3.49%48 Mo.
3.99%60 Mo.
4.99%72 Mo.
2014 & Older5.50%48 Mo.
BoatsAPR^ As Low AsTerm: Up To
2011 & Newer2.75%Up to 72 Mo. full term
3.25%72 Mo. Balloon with 120 am
3.49%Up to 120 Mo.
3.99%Up to 144 Mo. ($20k plus only for qualified borrowers)
4.49%120 Mo. Balloon with 180 Amortization ($30K plus only)
5.99%180 Mo. Fixed Amortization ($30k plus only)
2010 & Older5.99%60 Mo. Max Term
Mortgages
View Mortgage Rates
Home EquityAPR^ As Low As
Home Equity Line of Credit4.75%
Home Equity Fixed5.25%5yr Balloon with up to a 20 year Amort.
Other LoansAPR^ As Low AsTerm: Up To
Bike Loan4.99%60 Mo.-$300 minimum amount to finance
New/Used UCC Items4.49%60 Mo.
Unsecured: Ultraline 27.00%Variable
Unsecured: Value-Line 216.90%Fixed
Unsecured: Personal Loan7.49%36 Mo.
8.49%60 Mo.
VISA Credit Card10.15%

^Annual Percentage Rate. Rates are 'as low as' based on past credit performance and term. Rates effective as of May 5, 2021. 1Extended terms for these vehicles are available, please contact TBACU for terms and rates.2Repayment on both lines @ $2.00 per $100.00 financed.

Auto Loan Calculator

Amount: $
Term: years
Rate: %
Payment: $ / month
*For estimation only.

Savings Rates

SavingsRateAPY^
$1 - $9990.01%0.01%
$1,000 - $9,9990.01%0.01%
$10,000+0.01%0.01%
ClubsRateAPY^
Vacation Club0.01%0.01%
Christmas Club0.01%0.01%
Summer Savings0.01%0.01%
Other SavingsRateAPY^
Regular IRA Variable Shares0.25%0.25%
Other IRA Shares0.25%0.25%
Tax Deferred Compensation for School Employees0.50%0.50%
Health Savings Account0.01%0.01%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rates effective as of May 5, 2021.

Checking Rates

Cash Reward AccountRateAPY^
$1-$10,0003.44%3.50%1
Money Market AccountRateAPY^
$1 - $2,4990.00%0.00%
$2,500 - $24,9990.01%0.01%
$25,000 -$99,9990.10%0.10%
$100,000+0.15%0.15%

^Annual Percentage Yield. Rates as of May 5, 2021. 1Rate subject to change. Interest not paid on balances over $10,000. No minimum balance or opening deposit required. Some requirements apply, if requirements are not met there are no penalty fees.

Share Certificate Rates

CD
Rate As High AsAPY^
6 Month- $500 Minimum0.15%0.15%
12 Month- $500 Minimum0.15%0.15%
24 Month- $500 Minimum0.25%0.25%
36 Month- $500 Minimum0.35%0.35%
48 Month- $500 Minimum0.45%0.45%
60 Month- $500 Minimum0.55%0.55%

^Annual Percentage Yield. Qualifications may apply. Rates subject to change without notice. Rate specials only apply to new funds on deposit to TBACU. Rates effective as of May 5, 2021.

Fee Schedule