Student Loans

The TBACU Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan features and benefits:

  • Competitive fixed interest rates in addition to our low variable interest rates, providing, even more, choice and flexibility.
  • Ability to earn rewards for paying on time. Earn up to 2% of your scheduled monthly payments that are made on time.
  • Borrow up to 100% of school certified education costs (minimum $1,000).
  • Multiple in-school repayment options available.
  • Borrower benefits available – like rewards and interest rate reductions.
  • Rates that reward creditworthy borrowers.
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate.
  • Fast online application. It’s quick and easy-to-complete. It takes about 15 minutes!
  • 24/7 online account management.
  • No prepayment penalty.
  • Build your credit. By making scheduled monthly payments on time you will establish a payment history, putting you on a path towards building a credit history and a brighter financial future.