Congratulations & Welcome

Congratulations & Welcome

As part of your new loan, you’re the newest member of TBA Credit Union!
Two coworkers smile and wave during a video call from a desk with digital devices.

Membership

Welcome and congratulations on becoming a new member of TBA Credit Union.

As part of financing your new automobile or recreational vehicle, you joined a local, member‑owned credit union that’s been serving Northern Michigan for generations. With two local branches and a team ready to serve, we’re here for more than just your auto loan, we’re here for wherever life takes you next, that’s a plus!

You’re probably ready to hit the road, and we’re almost there! While we wait for a few final details from the dealership, here’s what you can expect next:

  • Welcome Packet: Once the dealership provides all required information, we’ll send you a welcome packet with everything you need to get started, including setting up your loan payments.
  • First‑Time Login: When you receive your account information, use the First‑Time User link to sign in to your accounts. Here you will find your savings account and loan information.
  • We’re Here to Help: Questions along the way? Call or text us at 231.946.7090. Our team is always happy to help.

Ways to Pay Your Loan

Once your accounts are all set up, paying your loan is simple and flexible. Choose the option that works best for you.

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ItsMe247 Online/Mobile Bill Pay

Securely manage your entire bill payment process anytime, anywhere with Wi-Fi access or using your mobile phone.Learn More »
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Online Loan Payments

Make your loan payments any time, with REPAY® A quick, secure way to pay with funds from your financial institution or credit card.Make a Payment »
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Automatic Clearing House (ACH)

Set up ACH transfers to send or receive funds between your TBACU account and another financial institution, including loan payments1. To get started, stop by a branch or call/text our Service Center at 231.946.7090.Contact Us »
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Automatic Fund Transfer (AFT)

AFTs let you transfer funds between TBACU accounts with one-time or recurring transfers. Set them up through the TBACU Mobile App, It’sMe247 Online Banking, at a branch, or by calling our Service Center at 231.946.7090.Contact Us »
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In-Branch or ITMs

Stop by either branch or use our Interactive Teller Machines for quick assistance – in the lobby or in the drive-thrus.Find a Location »
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Mail a Payment

Prefer to send a check in the mail?

  • Make checks payable to: TBA Credit Union
  • Mail to: TBA Credit Union, P.O. Box 1049, Traverse City, MI 49685
  • Be sure to include your TBACU account and loan information. If you would like loan coupons, contact our Local Service Center at 231.946.7090.

Contact Us »

1 There is a set-up fee of $5.00.

Enjoy Exclusive Member Benefits—That’s a plus!

*Members with an established direct deposit history of at least six months and monthly deposits of $1,000 or more may qualify.

Visit one of our ITM locations to experience the future of banking.

Enjoy personalized service and the convenience of completing your banking needs quickly and efficiently.

Front Street ITM/ATM

630 East Front Street
Traverse City, Michigan 49686

Phone: 231.946.7090
Fax: 231.932.5050

South Airport ITM/ATM

2900 W. South Airport Road
Traverse City, Michigan 49684

Phone: 231.946.7090
Fax: 231.932.5050

Holiday Hills ITM/ATM

2400 Holiday Road
Traverse City, Michigan 49686

Phone: 231.946.7090
Fax: 231.932.5050

At TBACU, the focus is simple: serve the community and build trusted relationships. Our vision is to be the primary financial institution for our members’ entire lives, and that starts by making your first experience with us smooth, clear, and helpful.

Questions? Give us a call at 231.946.7090.

Follow us on social media and be sure to download the TBACU Mobile App.

Download the TBACU Mobile App on the App Store (opens in a new tab)Get the TBACU Mobile App on Google Play (opens in a new tab)