Savings Accounts
Membership Benefits
Save smarter. That’s a plus.
Our Membership Savings Account is the primary account to become a member of TBA Credit Union—where your membership journey begins! Once you become a member, you remain so for life. Plus, you’ll enjoy exclusive benefits and ongoing support as part of our community!
- $10/month if account falls below $100.
- Under 26 years of age, no monthly fee.
- After 24 months of inactivity, subject to a $50/month dormancy fee
- Free E-Statements
- Mailed paper statements $2 per statement
- Free paper statements provided for members over 55 and under 19 years of age.
Our Membership Savings Account includes:
- Accessible at over 30,000 ATMs nationwide with an ATM card1
- Available access 24/7 via Online Banking or our TBACU Mobile App
- FREE access to up to 9 sub-accounts, making it easy to save for vacations, holidays, emergencies, and other financial goals
- FREE notary services for members
Money Market Account
Make the most of your money with higher earnings. With a Money Market Account, the more money you save, the more you earn. This account is free when the daily minimum balance of $2,500 is maintained.
Debit Card Round Up
With Debit Card Round-Up, every TBACU debit card purchase is rounded up to the nearest dollar, and the spare change is automatically deposited into your savings account.
For example, if you make transactions for $4.50, $10.90, and $6.30 using your TBACU Debit Card, at the end of the day you will see one Debit Card Round Up credit for $1.30 deposited into your savings account.
A few cents here and there can add up fast, making it an easy way to grow your savings without even thinking about it. That’s a Plus!
Start Saving Today!
Log into your online banking account on your desktop. On the sidebar click on Debit Card Roundup under Your Offers. You can also sign up using our mobile app, under the More section.
Need help? Call or text our Service Center team at 231.946.7090, chat with a live representative or schedule an appointment.
Health Savings Accounts
Savings Rates
Fee Schedule
1A $1 fee will be charged for use of ATMs outside the CO-OP ATM Network.
Get Started Today
Schedule an appointment online, call or text our Service Center at 231.946.7090 (Monday – Friday: 9:00 a.m. – 5:00 p.m.), or visit any branch for assistance.
