A2A transfers allow members to transfer money to an account at another financial institution without the high cost of a wire transfer fee. Set-up is easy and once enrolled, members can transfer funds from any TBACU account to an account at another financial institution through It’sMe247. Perfect for one-time and periodic transfers, A2A offers convenience while giving you more control over your money. To learn more about A2A transfers, please contact our Service Center at 231.946.7090.
Our coin machine is available for all members at no charge and is located at our Front Street branch, non-members will incur a 10% fee.
Ordering foreign currency is convenient and secure. Purchase foreign currency online, by calling our Service Center, or stopping into a branch. Members can have the currency delivered right to your door or pick it up at a branch location.* Orders completed by 4 pm will be delivered the next business day.
*Please note, foreign currency delivered directly to a members home require a signature.
Medallion Signature Guarantee
Medallion Signature Guarantee is now available for our members. This special signature guarantee is primarily used when a member transfers or sells US securities. Members who are interested in taking advantages of this service can set up an appointment online or by contacting our Service Center team at 231.946.7090.
We have notaries on staff at both Front Street and South Airport branches who are available to notarize member documents at no charge. Notaries provide verification of requested documents in which signatures are verified to protect against document fraud. They also certify a signature is genuine and that it is made willingly and freely. Documents that might require notarizing could include estates, deeds and powers-of-attorney. Be prepared to present a photo ID to verify your identity.
On-demand ACH Posting
Have access to your money quicker. We are now processing pending ACHs one business day early. This service allows members to request a pending ACH credit to post to their account a day before it is due to be processed. Members must have the $5 fee available in their account for the ACH to be posted. For questions about this service call or text our Service Center at 231.946.7090.
Personal Finance Solutions
TBA Credit Union has 3 certified financial counselors that are available to help TBACU members rebuild credit and establish budget goals. This complimentary service is available to all members at any time. TBACU does not offer debt management services.
- Credit Report Analysis
Certified Credit Report Reviewers are on staff to assist you with an in-depth analysis of your credit report. We offer suggestions to improve your credit rating and advise you on the best ways to prevent identity theft.
- Preventive Counseling
We can help you evaluate your current financial status as you develop the money management skills you need to avoid future budget problems.
- Productive Counseling
We’ll guide you as you identify personal financial goals and develop a plan to achieve them.
Safe Deposit Boxes
Safe deposit boxes are available for members, dependent upon availability. A variety of sizes are also available.
- 3×5 $25 annually
- 3×10 $40 annually
- 5×10 $55 annually
- 10×10 $90 annually
If you lose your safe deposit box key, TBACU can provide a replacement key for $10. Interested in availability at the branch most convenient to you? Please contact our Service Center at 231.946.7090 for assistance.